The National Organisation for Wheat Insurance, Levy Administration and Quality Assurance

Managing the national NZ Wheat Insurance Scheme and supporting a $1.2 billion industry that underpins New Zealand's primary sector.

$1.2 Billion

Direct Industry Sales in 2024.


Practical Industry Support Built on Experience, Clarity, and Trust

Supporting our growers should be practical, consistent and straightforward. Our role is to provide clear standards  and expectations right across the entire supply chain—from growers and merchants through to processors and buyers.

Combine harvester cutting wheat field under blue sky

Our approach is built on decades of experience supporting New Zealand's Wheat Growers and managing the compulsory disaster relief insurance scheme. When growers are affected by hail, frost, flooding or other insured events we provide clear guidance, practical support and fair consistent claims process.

At United Wheatgrowers, we value long-term relationships built on open communication, strong advocacy and straightforward outcomes that protect your harvest and support the wider New Zealand sector.

Straightforward Insurance Services That Put You at Ease

Hail, Frost, Fire and Flooding Claims

Unique disaster relief with No Excess and No Minimum Loss Threshold.

Resilience-Focused Payouts

Providing financial support with a fixed payout of $250 per tonne to support growers meet their production costs in the event of disaster.

Wheat Levy Management

Administering the compulsory legal levy ($3.80/t + GST) that ensures the scheme remains the most cost-effective insurance option available to New Zealand wheat growers.

Quality Assurance Registration

Managing the registration-based QA system (QAgrainz) to ensure consumer confidence and meet the contractual obligations of grain processors.

Arable Industry Code of Conduct

Expert guidance on the voluntary standards developed through AFIC to foster fair practice and transparency across the supply chain.

Biosecurity and Regulatory Guidance

Supporting industry readiness and response through SGRR to protect the arable sector from biosecurity threats.

The 3-Step Claim Path

United Wheatgrowers purchases and arranges the disaster relief scheme on your behalf, but the policy is underwritten and managed directly by FMG.

Dried wheat field under dark cloudy sky, with mountains in the distance.

{ Step 1 }

Lodge a Claim with FMG

The preferred and most efficient way to lodge a claim is to email uwgclaims@fmg.co.nz with your name, phone number, crop address, and hectares affected (or call 0800 366 466). FMG will instantly log the event and issue your official Claim Lodgement Acknowledgement.

{ Step 2 }

Complete the Acknowledgement Checklist

To progress your claim efficiently, you must submit your formal claim form within 14 days of the weather event and provide:


  • Cause of Loss: A description of the weather event or circumstances.
  • Paddock Identification: Clear location details, paddock numbers, and estimated impacted area marked on your farm plan.

{ Step 3 }

Assessment and Final Settlement

United Wheatgrowers will appoint an experienced assessor—typically a local UWG Electoral Committee member or Director who knows your region's specific growing conditions. Important: Do not harvest affected crops before this physical inspection takes place.


Once crop damage is assessed and finalised, your claim is paid promptly, providing some financial certainty for your farming operation.

Simple, Transparent, and Effective

Making a claim should be clear and uncomplicated. Here is exactly what to expect when you get started.

Contact the Claim Line

We take time to understand your priorities and goals, offering support that feels grounded, relevant, and genuinely helpful.

Review Your Options

We will walk you through the coverage details for hail, frost, or flooding, and help you understand the assessment timeline in plain language.

Move Forward with Clarity

Once the assessment is complete, we handle the details and paperwork, keeping you informed and supported at every stage.

Two people in business suits shaking hands, close-up.

Testimonials


Real stories, real results.

Smiling woman in a light blazer shaking hands in a bright office setting

“I felt completely overwhelmed before reaching out, but the team explained every step in a way I could actually understand. Their advice was practical, honest, and exactly what I needed to make the right decisions.”

— Elena M.

Dedicated to the Future of New Zealand Wheat

Meet the Board of Directors

United Wheatgrowers is governed by an elected Board of Directors and supported by a national Electoral Committee. Our leadership ensures that the arable sector—which supports 6,904 full-time jobs—remains a strong and competitive force in New Zealand's economy.

Michael Tayler

Chairman

Andrew Darling

Director

Brian Leadley

Director

Steve Wilkins

Director

Allison Brook

Executive Officer

Need To Lodge A Wheat Crop Loss Claim?

Direct Disaster Relief Claims Managed Via FMG

If your crop has been impacted by hail, frost, or flooding, claims are handled directly through our partner FMG with no excess and no minimum loss threshold.


How To Lodge: Email uwgclaims@fmg.co.nz with your name, phone number, crop address, approximate date of loss, and affected hectares.

Industry News & Updates

2026 UWG Chairman's Report & Season Overview


UWG Chair Michael Tayler has released the official report for the 2025/26 season. Key updates include holding the 2026/27 insurance levy at $3.80/tonne ($250/t cover), confirmation of the renewed Commodity Levy Order, and streamlined FMG claims workflows.




2026 UNITED WHEAT GROWERS WHEAT COMPETITION



Entries are open for the 2026 United Wheat Growers Competition.


Crops harvested in 2026 are eligible for entries in premium milling wheat, milling wheat, feed wheat and biscuit wheat.


Please note that entries close 15th June 2026.

Industry Groups and Partners